The financial home for business owners globally

VCCPay manages every transaction, from business revenue to your personal* spend, so you can optimize your whole life in one seamless platform.

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UNLIMITED CARDSHIGH LIMITS
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MULTI-CURRENCYZERO FX FEES
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AUTOMATED EXPENSESINSTANT ISSUE
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GLOBAL AIRPORT LOUNGE2% CASHBACK
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CUSTOM CONTROLSREAL-TIME API
Global
Business
Personal

Most financial platforms were designed for one entity, one jurisdiction, one currency. VCCPay is designed for the reality of how ambitious businesses actually operate: paying a supplier in Germany this week, receiving revenue from a customer in Singapore next week, and running payroll in the US the week after that.

VCCPay brings together four products under one platform: Global Banking for local-currency accounts and cross-border payments, stablecoins for a dollar account that moves anywhere in as little as seconds, the VCCPay Reward Card for business spend with no credit check, and VCCPay Capital for revenue-based financing. Each product works independently. Together, they form a complete financial operating layer for the internationally operating business owner.

USD Bank Account

Dedicated USD Bank Account

Providing customers from over 150+ countries with access to USD depository accounts. Receive deposits and make payments through domestic and international wire transfers, as well as faster payment methods like ACH.

Manage crypto & money in one place

We are a crypto-friendly bank providing access to traditional banking services including payments with the ability to hold USD and crypto in the same account, and the facility to seamlessly convert digital assets to fiat currency.

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Custody Money Market Account

Maximize your savings in a highly liquid and secure manner by opting for FV's custody Money Market account. Earn passive income on your account balance or stablecoin holdings.

Learn more

Make payments in foreign currencies

Effortlessly execute cross-border transfers in 10 different local currencies without trading in foreign currencies, opening additional accounts, or holding foreign currency balances.

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Spend your money globally

FV Bank’s VISA Debit and Credit cards grant you the freedom to access your fiat money anywhere, anyplace in the world, securely.

Learn more

See what VCCPay products are available where you operate

Availability subject to change. Personal products coming soon.

Where are you based?  (If business, pick your country of incorporation)

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Banking & Treasury
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US only
Coming Soon
Business
Personal
Credit Card
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US only
Coming Soon
Business
Personal
Reward Card
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US only
Coming Soon
Business
Personal
Working Capital
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US only
Coming Soon
Business
Personal
Multi-Currency Accounts & Payments
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US only
Coming Soon
Business
Personal
Stablecoins
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US only
Coming Soon
Business
Personal
Global Card
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US only
Coming Soon
Business
Personal
Global Expense Management
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US only
Coming Soon
Business
Personal
Bill Pay (AP)
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US only
Coming Soon
Business
Personal
Estimates & Invoices (AR)
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US only
Coming Soon
Business
Personal
Bill Pay Later
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US only
Coming Soon
Business
Personal
Accept Payments & Processing
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US only
Coming Soon
Business
Personal
Travel
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US only
Coming Soon
Business
Personal
Family Office & Trusts Suite
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US only
Coming Soon
Business
Personal

Private credit solutions for compounding ambition

Realize your vision for growth with the financial home built for the ambitious. With deep expertise in holistic underwriting across 20+ industries ambitious businesses operate in globally, VCCPay provides customized liquidity, working capital, and financing solutions so you can access the funding you need, wherever in the world you do business.

¹VCCPay is a financial technology company and is not a bank. The VCCPay Business Credit Card is issued by Lead Bank. Fees and T&C apply.

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Accounts Payable Financing
Revenue Based Financing
Business Lines of Credit
Personal Lines of Credit*
Accounts Receivable Financing

Your business already operates globally. Your financial platform should too.

VCCPay is built for the most ambitious business owners. One platform, wherever your business takes you.